Dear Mufti Sahib! I am from Mirpur Khas. Recently, I came across an organization which works on the method of Takaful. Mufti Muneeb-ur-Rehman in his capacity as the chairman of the Sharia Board is looking after the financial affairs of this organization. This is being presented as a Sharia and Islamic alternative to life insurance. The question is:
1: Is it permissible to work as an employee in this organization?
2: Is it permissible to make people members of the Takaful system?
3: Is Dawood Takaful Family Life Insurance permissible as a life insurance from a Sharia Islamic perspective?
Let it be known that we do not have complete information about Dawood Family Takaful. As such, if the questioner provides the complete procedure and information about "Dawood Takaful", then after considering, Sharia ruling on it can be informed.